“Vishing is the fraudulent practice of making phone calls or leaving voice messages purporting to be from reputable companies in order to induce individuals to reveal personal information, such as bank details and credit card numbers.”
The fraudster calls the victim saying they are from their bank or another institution and informs them that there is a problem with their account or credit card. The false alert may also arrive by SMS initially, asking the person to call a number to resolve the issue.
Phishing over voice= Vishing
Vishing frequently occurs in the form of an urgent or disturbing phone call. For instance, the caller might claim that the victim’s account was hacked, and they require a PIN number to validate their identity or reopen the account. They may also claim to be calling on behalf of a government body, such as the Internal Revenue Service (IRS) or the Social Security Administration. They may even insist that the victim owes money or has won a contest.
The success of this tactic hinges on effective social engineering – i.e., exploiting one’s psychology to create a convincing effect. Vishing perpetrators employ either threats or positive persuasion to make victims feel that they have to supply the requested information. Victims may also be targeted through threatening voicemails, telling the receiver that they are at risk of being prosecuted or having their bank accounts frozen if they do not call back right away.
One of the reasons why these attacks can be persuasive is that fraudsters may utilize personal information obtained from other sources to make vishing attempts appear legitimate. They also duplicate phone numbers belonging to well-known businesses, making them seem real on incoming calls. They may even earn your trust and breach security systems by imitating contact center workers.
Watch this video for important safety tips & avoid falling victim to such frauds.
Stay Aware, Stay Safe!
Jai Hind, Jai Bharat!
PS- we have compiled several of these tips from experts/ orgs on the internet.
ABOUT ‘AKANCHA AGAINST HARASSMENT’
‘Akancha Against Harassment’ is India’s largest social impact initiative against cyber harassment. It was founded by Miss Akancha Srivastava in February 2017. It’s a not-for-profit Section 8 organization.
Honorary Board of advisors
Foundation’s advisory board hosts – Former Special DGP RK Vij (Chattisgarh), ADG Navniet Sekera (Uttar Pradesh), Special IG Krishna Prakash (Maharashtra), Dr Poonam Verma (Principal- SSCBS, Delhi University)
Goals of this initiative
The initiative aims at Education, Empowerment & Bridging of general population with the authorities.
Support of the Indian Police for the initiative
Bridging is the most unique attribute of the initiative. We have a host of over 65+ senior police officers from across the country supporting us in content & awareness drive.
This unique strength helps us address any victim complaints that come to us as well as inform people about various measures of law enforcement across the country.
Multilingual AI Chat helpline for cyber safety
We run India’s only private national multilingual AI chat helpline for cyber safety. This helpline is currently available in Hindi & English on our website. It can be accessed from any internet enabled device. You can chat here anonymously, fearlessly.